How to Get Your Homeowners Insurance to Pay for a New Roof

How to Get Your Homeowners Insurance to Pay for a New Roof

Whether a hail storm just came through or you’re just in need of a new roof, the first thing you need to do is find out if your insurance covers your roof. Usually, insurance companies will cover the cost if there is significant wind or hail storm damage. To find out more, you can contact Arrow Roofing to get a free detailed inspection.

Insurance Claim Process in 5 Easy Steps

Step 1: Book an Appointment

Give Arrow Roofing a call at (928) 443-8633; we will ask you a few questions about your roof and set an appointment right then and there. Quick and easy!

Step 2: Free Inspection

Our Insurance claim specialists will professionally inspect your home for any hail and wind damage.

Step 3: Insurance Claim

If we find wind and hail damage, we will help you begin filing the claim. We strive for a stress-free process. We will handle all communication with the adjusters.

[An adjuster is an insurance claims agent. A claims adjuster is charged with evaluating an insurance claim to determine the insurance company’s liability under the terms of an owner’s policy.]

Step 4: Adjuster’s Appointment

Arrow Roofing will meet the insurance adjuster, on your behalf, on-site to ensure that all signs of damage are documented, so you can get the fair compensation you deserve. This step should occur within the first 30 days.

Step 5: Negotiations & Settlement

Our insurance claims specialists will handle every step of the claim to save you time and stress. We negotiate on your behalf to ensure that you receive every dollar you’re entitled to under your insurance policy. Once a tentative agreement is reached, Arrow Roofing will contact you to discuss the insurance company’s estimated cost of damages. Then we will move forward and book a suitable date for the job.

Choose a Contractor with Expertise

At Arrow Roofing, we are insurance claims specialists who have been dealing with insurance companies for many years. We know how to handle a claim from beginning to end, allowing you to have a stress-free experience. Get started today with a free inspection.

3 Most Common Questions

Will my claim be denied because my roof is old?

An insurance claim for roof damage may be denied because of the age of the roof. If the roof is too old or the damage is caused by normal wear and tear, it is unlikely that your insurance policy will cover the cost to repair the damage or replace the roof.

How long will it take to settle my claim?

Claim processing times can vary depending on the type and severity of the damage, how quickly you make a claim, and when an adjuster is available to assess the damage. Once the claim is settled, it can take 30 to 60 days to receive the claim check.

Do homeowners insurance cover roof leaks?

Homeowners’ insurance may or may not cover roof leaks, depending on what caused the roof leak. If a covered peril caused the roof leak, then homeowners insurance should cover it. On the other hand, insurance tends not to cover roof leaks if the leak is due to an older roof, neglected or poorly maintained roof, or something the homeowner did to damage the roof.